Commission Models

What you keep from every deal is the number most brokers weigh first. Redrock's commission models — New Entrant, Specialist, Advantage, Prime and Maximiser — are set out across this section: who each one is built for, and what sits behind the split. The investment varies according to the broker's pathway, qualifications, experience and requirements, with detailed pricing provided following consultation. All models carry a minimum two-year term and all fees are ex GST. If you are comparing your current arrangement against a move, these pages give you the structure rather than a pitch.

Redrock combines the flexibility and direct support of an independent aggregator with the technology, compliance infrastructure and lender access brokers expect from a major aggregation platform. The commercial models follow from that: different splits for brokers at different stages, sitting on the same compliance framework, lender panel access and technology platform.

What every model shares

• Minimum two-year term.
• A monthly fee per credit representative, with one credit representative included. An additional credit representative is a one-off charge of 50% of the initial investment — not a recurring monthly cost.
• Up to three months with no monthly fee during induction.
• Non-mortgage commissions paid at 80% of commission received.
• No minimum volume on New Entrant, Specialist, Advantage or Prime. Maximiser's minimum volume is POA.
• Access to the Redrock Broker Portal, ComplySuite for NCCP compliance monitoring and reporting, Search Suite AI Smart Search, and Redrock-provided access to the third-party Salestrekker lodgement and CRM platform.
• Full ownership of your own brand, business and client relationships.

The models at a glance

	New Entrant	Specialist	Advantage	Prime	Maximiser
Type	Independent	Franchise	Independent	Independent	Independent
Upfront / Trail %	80% / 80%	80% / 80%	90% / 90%	95% / 95%	100% / 95%
App/Approval Fees	✓	✓	✓	✓	✓
Induction Training	✓	✓	✓	✓	✓
Branding Kit	–	✓	–	–	–
Website Profile	–	✓	–	–	–
Mentoring/Support	✓	✓	✓	✓	✓
CRM Software	✓	✓	✓	✓	✓
Cloud Storage	–	✓	–	–	–
Compliance Portal	✓	✓	✓	✓	✓
Broker Portal	✓	✓	✓	✓	✓
Business Email	–	✓	–	–	–
Min Term	2 yrs	2 yrs	2 yrs	2 yrs	2 yrs
Credit Reps inc.	One	One	One	One	One
Compliance Fee pa	–	–	–	–	$1,500
Min Volume	N/A	N/A	N/A	N/A	POA

• All fees exclude GST.
• The monthly fee is charged per credit representative; one credit representative is included.
• New-to-industry brokers receive up to three months to complete induction training, during which no monthly fee applies.
• Commissions other than mortgage loans are calculated at 80% of the commission received.

In this section

• Redrock Commission Models Compared: New Entrant, Specialist, Advantage, Prime and Maximiser — the models side by side in a single view.
• New Entrant Commission Model: 80/80 Split for Brokers Starting Out — the independent entry model and who it suits.
• Specialist Franchise Model: 80/80 Split with a Branded Local Presence — the franchise model and what the brand brings with it.
• Advantage Commission Model: 90/90 Split for Growing Brokers — the step up once volume is established.
• Prime Commission Model: 95/95 Split for Mature and Growing Brokerages — where settled brokerages generally land.
• Maximiser Commission Model: 100% Upfront / 95% Trail for Established Brokerages — the highest split, with a $1,500 per annum ex GST compliance fee and a minimum volume of POA.
• What's Included, What's Franchise-Only and What Carries a Fee — the line between standard inclusions and paid extras.

Not sure which one fits? Which Redrock Commission Model Should You Choose? works through it by broker profile. For what sits underneath every model, see Redrock's Technology Platform: What Brokers Actually Get.

Detailed pricing for any model is provided following consultation. Call 1300 667 694 or visit redrock.com.au.